OAKWOOD HOUSE MODEL 4BR,2TB,FLOOD FREE 1,625,000

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Description

CHRESIEL MANLIQUID
SMART +639394330654
SUNCEL +639227895705
e-mail add:elegantqualityhomes@yahoo.com

House Features:
Floor Area: 104 sq. m.
Lot Area: 88 sq. m.
Four (4) Bedrooms
2 Toilet and Bath
Living Area
Kitchen Area
Dining Area
Laundry / Service Area
Provision for 2 Car Garage
Provision for Front Lawn
Provision for CATV,
Telephone and Air-conditioning Unit
House Finishes:
Pre-painted Long Span Roofing
Painted Exterior and Interior Walls
Tiled Kitchen Counter with Stainless Kitchen Sink
Tiled Toilet and Bath
Ceramic Bathroom Fixtures

SAMPLE COMPUTATIONS:
Price Range: P1,625,000 to P1,700,000 (Inner Lot)

Option 1: BANK FINANCING:(Inner Lot)

Total Selling Price Php 1,625,000.00
20% Down payment Php 325,000.00
Less: Reservation Php 20,000.00
Net Downpayment Php 305,000.00
Payable in 15mo. Php 20,333.33
Loanable Amount Php 1,300,000.00
Add: Legal and Misc. Fees Php 130,000.00
Total Loanable Amount Php 1,430,000.00

Monthly Amortization @10.5% Interest (Bank Financing):
5yrs. Php 30,736.28
10yrs. Php 19,295.71
15yrs. Php 15,807.20
20yrs
Php 14,276.83

NOTE:

Fire and MRI insurance not included.
Move-in on the 19th to 21st month or after paying downpayment
Processing Fees includes Transfer of Title.
Interest rate is reference only.
Prevailing interest rate will apply upon loan takeout.
Bank terms for OFW is 15 yrs while locally employed has up to 25 yrs.
Developer will process loan. Tied up with Metrobank and UCPB.
Bank maximum approved amount will depend on salary & age (loan maturity is 55 yrs.)

Option 2: IN-HOUSE FINANCING:

Selling Price Php 1,625,000.00
Down payment (20%) Php 325,000.00
Add: Processing Fee (4.5%) Php 73,125.00
Total Down Payment Php 398,125.00
Less: Reservation Fee Php 20,000.00
Net Equity Php 378,125.00
Payable in 15 months Php 25,208.33

Total Remaining Balance: Payable Through In-House Financing

80% Balance
Php P1,300,000.00

Amortization Including Insurance Fees
Years to Pay:

Five (5) years @ 18%
Php 33,011.45
Ten (10) years @ 21% Php 25,991.11

NOTE:

Fire & MRI insurance not included. Estimated at .0005% of loanable amount.
Transfer of Title cost not included.
Processing fees includes One year Advance Real Property Tax & Insurances.
Advance Homeowners Dues and Documentation/Notarial Fees.
In-house processing will be processed by the Developer. Buyer just need to submit requirements.

Option 3: CASH PAYMENT SCHEME
(Legal & Miscellaneous Fees and Reservation Fee not included in the computation of the discount)
PRICE STARTS AT PHP 1,625,000.00 AND UP

Typical Selling Price Php 1,625,000.00
Less: Reservation Fee Php 20,000.00
Selling Price Net of Reservation Fee Php 1,605,000.00
10% Discount within 7 days from the date of reservation Php 1,444,500.00
9.5% Discount within 8 to 30 days from the date of reservation Php 1,452,525.00
9% Discount within 31 to 60 days from the date of reservation Php 1,460,550.00
8.5% Discount within 61 to 90 days from the date of reservation Php 1,476,600.00

Tags: affordable homes, homes, House, house and lot cavite house, house and lot for sale, houses, quality homes

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Contact Details

Posted By: chresiel manliquid


Location : barangay lantic carmona cavite
Phone    : +639394330654